Sell-and-Buy Planner

How It Works

Enter what your current home could sell for and what you owe. The planner estimates your net proceeds, the cash you'll need for your next home, and what buying first would cost compared with selling first. It's free, there's no sign-up, and nothing is saved unless you send it to Dave.

Your current home

Not sure? Ask Dave for a free valuation.

Agent compensation, title, escrow and any concessions. Ask Dave for an estimate for your home.

Your next home

If you buy first

Your estimated net from the sale

Sale price$550,000
Mortgage payoff-$220,000
Selling costs-$38,500
Repairs and prep-$5,000
Estimated net proceeds$286,500
$286,500estimated net from your current home
$106,875cash needed to buy (down payment plus closing costs)
$2,402new monthly principal and interest
$199,625left over if you sell first

Sell first or buy first?

ApproachWhat it costs youWatch for
Sell first with a rent-backRent to the buyer for the rent-back days, usually smallYour purchase has to close before the rent-back ends
Buy first with a bridgeAbout $6,406: $3,800 in overlapping payments plus $2,606 for a $86,875 bridgeQualifying for both payments; your home must sell on time

Estimates only, not a loan offer or a net sheet from title. Your lender, title company and Dave will give you real numbers for your home.

Send these numbers to Dave

Dave will check them against real comps for your home and map out the timing. Your results are already filled in below.

If your question is about a specific home

Questions About Sell-and-Buy Planner

How much will I net from selling my house in Boise?

Start with a realistic sale price from recent comps, then subtract your mortgage payoff, selling costs and any repairs. The planner does that math; Dave can check the sale price against real comps for your home.

Is it better to sell first or buy first?

Selling first with a rent-back usually gives the strongest offer and one move. Buying first can work if you can qualify for both payments or use a bridge loan or HELOC, but it costs more while you own both homes.

What is a rent-back?

You stay in the home you sold for a set time after closing and pay rent to the buyer. It lets you close on your next home before you move.

Are these numbers a net sheet?

No. They're estimates. A title company prepares the official net sheet, and your lender sets your loan terms.

About These Estimates

The planner uses standard fixed-rate mortgage math and the percentages you enter. It doesn't include prorated taxes, HOA transfer fees or loan-specific costs. This is general information, not a loan offer or financial advice.