The Treasure Valley has about 20 age-restricted 55+ communities, most of them in Meridian, plus large newer ones in Kuna and Star. Many offer single-level homes with HOA yard care. Before you buy, read the community's age rules, rental limits and HOA budget, because those shape how you can use and later sell the home.
How 55+ Community Rules Work
A community can legally limit residents by age only if it qualifies as housing for older persons under federal law. Most 55+ communities use the rule that at least 80% of occupied homes have at least one resident who is 55 or older. The community must also publish policies showing it's meant for that purpose and verify residents' ages on a regular schedule.
Because only 80% is required, the community's own CC&Rs set the details, like whether a younger spouse, caregiver or adult child can live in the home.
- Age-restricted: the community enforces 55+ rules under federal law.
- Age-targeted: built and marketed with one-story homes and amenities, but anyone can buy.
The CC&Rs, not the brochure, tell you who can live in the home, how long guests can stay, and whether you can rent it out.
55+ Communities in the Treasure Valley
Age-restricted communities listed by 55places as of November 2026. Price ranges are 55places' and change often.
| Community | City | Homes | New or resale | Price range |
|---|---|---|---|---|
| Trilogy Valor | Kuna | Houses and attached | New | $300Ks to $800Ks |
| Regency at Milestone Ranch | Star | Houses | New | $500Ks to $600Ks |
| Cadence at Century Farm | Meridian | Houses and attached | New | $500Ks to $700Ks |
| Cadence at Bainbridge | Meridian | Houses and attached | New | $500Ks to $700Ks |
| East Ridge Village | Meridian | Houses | New | $500Ks |
| Cadence at Paramount | Meridian | Houses and attached | Resale | $500Ks to $700Ks |
| Heritage Gardens | Meridian | Houses | Resale | $600Ks to $700Ks |
| Heritage Grove | Meridian | Houses | Resale | $500Ks to $600Ks |
| Village Bungalows | Meridian | Houses | Resale | $500Ks to $600Ks |
| James Place | Meridian | Houses | Resale | $500Ks to $600Ks |
| La Playa Manor | Meridian | Houses and attached | Resale | $500Ks to $600Ks |
| Ten Mile Greens | Meridian | Houses | Resale | $400Ks to $500Ks |
| Goddard Creek | Meridian | Houses and attached | Resale | $300Ks to $400Ks |
| Heron Brook | Meridian | Attached | Resale | $300Ks |
| Greenbriar Estates | Nampa | Houses | New and resale | $400Ks to $500Ks |
| Willowbrook | Garden City | Houses | Resale | $300Ks to $400Ks |
| Brooke View | Boise | Houses | New and resale | $200Ks to $400Ks |
| Englefield Green | Boise | Attached | Resale | $500Ks to $600Ks |
| Pacific Heights | Eagle | Houses and attached | Resale | $400Ks to $500Ks |
| Spring Creek Townhomes | Eagle | Attached | Resale | $300Ks |
Trilogy Valor's homes are all single-story, per Shea Homes, with a resort-style club. For other communities, confirm the floor plans before you assume one level.
Questions to Ask Before You Buy
| Question | Why it matters |
|---|---|
| What are the HOA dues, and what do they cover? | Yard care, snow removal, clubhouse and exterior upkeep vary widely |
| Can I rent the home out? | Many communities limit or ban rentals |
| Who else can live in the home? | Rules on younger spouses, caregivers and family differ |
| How long can guests stay? | Some communities limit long visits |
| Is there a reserve study, and are special assessments planned? | Low reserves can mean surprise bills |
| Is the community gated, and who maintains the roads? | Affects dues and long-term costs |
Ask for the CC&Rs and the HOA budget before you tour, not after you're under contract.
Your Next Step
Ask Dave for the CC&Rs, HOA budget and recent sales for any 55+ community you're considering, before you tour.
Questions About 55+ Communities
Do I have to be 55 to buy in a Treasure Valley 55+ community?
Usually at least one resident of the home must be 55 or older, but each community's CC&Rs set the details. Read them before you write an offer.
Can an adult child or caregiver live with me in a 55+ community?
It depends on the community. Federal law only requires that at least 80% of occupied homes have one resident 55 or older, so each community writes its own rules for the rest. Some allow younger residents; some limit them by age or length of stay.
Are 55+ homes harder to resell in Boise?
The buyer pool is smaller, but one-story, low-maintenance homes are in steady demand in the Treasure Valley. Rental limits and HOA rules affect resale more than the age rule does.
What's the difference between a 55+ and a 62+ community?
A 62+ community requires every resident to be 62 or older. A 55+ community requires at least 80% of occupied homes to have at least one resident who is 55 or older.
Sources
Community list and price ranges: 55places, Boise area, November 2026. Trilogy Valor details: Shea Homes. Federal rules: HUD, Housing for Older Persons Act. This guide is general information, not legal advice; each community's documents control.